You sound very much like a crackpot new age earth worshipper.
I suppose that living until almost 80 is more expensive than dying at age 30, but I would not exactly call that making death “more costly.” And I seriously don’t know how death could be “more likely” since it already has a likelihood of 100%.
Man's “wisdom” is foolishness.
Turning to man is sure destruction.
Jeremiah 17:
[5] Thus saith the LORD; Cursed be the man that trusteth in man, and maketh flesh his arm, and whose heart departeth from the LORD.
[6] For he shall be like the heath in the desert, and shall not see when good cometh; but shall inhabit the parched places in the wilderness, in a salt land and not inhabited.
[7] Blessed is the man that trusteth in YHVH, and whose hope YHVH is.
[8] For he shall be as a tree planted by the waters, and that spreadeth out her roots by the river, and shall not see when heat cometh, but her leaf shall be green; and shall not be careful in the year of drought, neither shall cease from yielding fruit.