Let us guess...subscribe to SM's newsletter and pay him to help us through?
“Let us guess...subscribe to SM’s newsletter and pay him to help us through? “
Actually, you can find lots of free information online to get you far, far down the road to reducing your exposure. Free. If all this article does is alert you to the possibility and you care enough to use Google, you will learn the solutions.
That said, his newsletter is worthwhile in many ways.