I am so sorry.
It could always get worse. I believe the words of Jesus on the Sermon on the Mount when he said not to worry that our Father knows what we have need of. I know missionaries in Africa who would say I am rich because there is at least some opportunity and hope here in America where there is none in the countries they have been to. I do have faith. Even if I am put out on the streets I know there are people are there who would offer to help; I just don’t want my wife to have to go through that after we’ve worked so hard just to get where we are. I’m independent by nature though and have always paid my bills on time and don’t want to take their money though. I do have quite a few people who me a substantial amount. If they were to repay me everything would be okay (for a bit). I just need to get more work and get ahead if the curve. I know many are in the same boat. You guys pray for me and Zi’ll pray for you...: )