I got a car loan for 72 months at 0.9%. Free money. That cannot last. I was going to put money down but why if the money is free? The down payments sits in an investment account. My payment is $380/mo on $26,000. The first year I paid about $120 in interest. I am on the second year now.
You’ll be upside down for five years. If you don’t need to sell it and the vehicle is not totaled in an accident, you should be fine.
It isn’t cynical to suggest you paid the interest amount in the $26k price. Be sure they aren’t losing money on the zero lending rate.