We peons do not, but those with significant sums to invest can negotiate for much better rates than the take-it-or-leave-it inflation rape offered to the little guy. Really the only way to fight this is for millions of us to yank all our money out of the banks and force them to offer better rates.
”Why are some of the biggest names in the corporate world unloading stock like there is no tomorrow, and why are some of the most prominent investors on Wall Street loudly warning about the possibility of a market crash.”
Because stocks once again are getting ready for a big correction. It won’t happen till the summer of 2014 so Obama can blame the Republilcans for the impending crash.
Look for a stock that has gone up and down and ride it down. Then ride it back up. I am doing EMC for the 5th time. 30’s down to the teens back up the the 30’s.