He is a new freeper here on FR.
His FR name is SurvivingCalifornia.
Check out his blog and say hi!
This is Bobbo from SurvivingCalifornia and just wanted to thank the good Doctor for the nice introduction. I am new to this world and amazed at the number of patriots.
I look forward to getting to know you. Hopefully, you’ll find my blog useful.
Once again, thanks.
My loan was issued 20 years ago by some bank, can’t remember who, which was bought by Washington Mutual, which was taken over by JP Morgan, which was taken over by Chase. I wonder if anybody has the original note. It sounds as if, even if I finished paying off the note, I wouldn’t be able to obtain clear title to my own house, even though I’m the original owner, because nobody would be able to locate the original paperwork and thus no one has the right to declare the note paid off. Is that correct?
Watch out, the Admin Mods do not look at blog pimping in an overtly friendly manner.
That said, welcome to Free Republic!
I did check out your friends blog and I have to point out that in most states a copy of a note is sufficient under a "best evidence" rule if the party has made diligent effort to locate the original.
Not that it matters. Many of these banks don't even have copies for thousands of these loans.
Of course the banks could have avoided all this by paying the courthouse fees to have this all recorded legal beagle, but they wanted to save a few bucks and now they're getting burned. Too bad, so sad.
The recording process is an ancient method used to gird our land title and civil procedure systems for centuries. It isn't some new fangled "technicality" as I've seen some Freepers describing this debacle.
Cut corners and try to bypass our system that dates before the colonies whether for fraud or frugality and pay the consequences.
Thanks for the ping!
Are there conservative wimmen on this blog and do they have whiskey?