The Kansas ruling is absurd. The housing crisis would be on its way to recovery if the government allowed banks to quickly foreclose on deadbeats.
If the mortgage process is fraudulent, the lenders need to pay the price, deadbeats borrowers or not.
It is not absurd, it has to do with the law. How do you think things might be right now if they hadn’t done what they did with the mortgages in the first place?