[RobRoy]

>>First to call BS.<<

I agree. Extraordinary claims require extraordinary evidence.

Thanks to the internet, now more than ever this is true.

[1rudeboy]

I don't think it's that extraordinary. My hypothesis is that the bank tried to clear it up first, but the subject(s) blew the bank off, with the attitude that "it's only 30 cents."

It's all fun and games until someone puts an eye out . . . in other words, it's all fun and games until one gets served with a summons to appear and blows it off. Thus the "summery" judgment motions.

[GregoryFul]

My mortgage servicer, Wells Fargo, did not accept a periodic payment from me as it was short a few dollars (they had re-figured escrow due, I had payments on auto pay from bank, and missed their recalculations), no notice from WFC, I only noticed because my bank balance was more than it should have been later in the month. I called them and found out the problem - of course even tho 99% of the amount due was in their hands on the due date, and the escrow balance was considerably positive, they charged me a 10% late fee. Sharp practice at best. Slimy banker practice at the human level.