We don’t know that he didn’t have insurance 5 years ago. Sometimes, when you change insurance carriers, the notice of cancellation misses the notice of insurance from the new carrier and viola, “no insurance” violation. Also, in Florida, this resulted in a suspended license (never happened to me but I know of a lot of people it did happen to) that you wouldn’t find out about until you got pulled over. Thankfully, that issue has been corrected but it can happen. Also, Mom was at her Father’s funeral (I suspect the wake). Wouldn’t call it partying.
We don’t know…insurance bla bla bla
Go home sober with your kids at 8. The most drinking Irish funeral RECEPTIONS I know of have rules. This is one.