That is the real story of the article. Nursing care will bankrupt most people and this story says 46%. Can’t have 2 nickels if you want taxpayer Medicaid. Won’t matter much longer SS and Medicare are broke Ponzi schemes.
My mom passed away with enough for her funeral expenses in the bank (the price of her funeral, obeying her wishes for what she wanted, and keeping everything as low as possible was still $21,000, with us being wincingly frugal...unreal and frankly, price gouging by the funeral industry). She left a couple thousand for my sister and I, and gave all of her other possessions away before she died. Except for the exorbitant funeral expenses, I think she did it right.