Posted on 09/18/2017 6:32:37 AM PDT by Leaning Right
Having your identity stolen is no stroll along the beach. Getting your name cleared takes a lot of time and effort and sometimes money.
*snip*
To prevent your identity from being stolen, or to prevent further identity theft after your identity has already been stolen, you might consider freezing your credit report.
(Excerpt) Read more at thebalance.com ...
That may be the answer. I guess if I decide to go ahead and perhaps online, I’ll find out. I wonder if you have to file two - one for husband’s name and one for the wife....Has any FReeper done it online?
::Im told that when doing an online freeze, you are asked a series of multiple choice questions specific to you. Such as You used to live on one of these streets...::
Excellent Larry:
Freezing Your Credit Report at Each Credit Bureau
Visit each credit bureaus site to get more information about placing a security freeze on your credit report.
Equifax: Freeze Your Equifax Credit Report, 1-800-685-1111 (NY residents 1-800-349-9960)
Experian: Freeze Your Experian Credit Report, 1-888-397-3742
TransUnion: Freeze Your TransUnion Credit Report, 1-888-909-8872
Note that credit bureaus may experience high call volumes and web traffic after major data breaches and other widespread identity attacks. You may experience long phone wait times and even have difficulty accessing the credit bureau online security freeze forms during these times.
You can also place a security freeze by mail (use certified mail). Make sure you send the following information in your request:
Your full name, including your middle initial any generational suffix (e.g. Jr., II, etc.)
Complete current address, and previous addresses for the past two years
Date of birth, month, day, and year
Social security number
Proof of identification (e.g. a photocopy of your valid drivers license, passport, state ID, military ID, or birth certificate)
Address verification (e.g. utility bill, cell phone bill, pay stub. Do not send a credit cards statement, magazine subscription, voided check, or lease agreement)
Payment (check, money order, or major credit card)
Here are the credit bureau addresses you should use to mail your security freeze application and documentation.
Equifax Security Freeze
P.O. Box 105788
Atlanta, Georgia 30348
Experian Security Freeze
P.O. Box 9554
Allen, TX 75013
TransUnion LLC
P.O. Box 2000
Chester, PA 19022-2000
flr
Well said. It’s complete garbage that WE have to PAY to secure OUR data....that these companies led by non-cybersecurity professionals (music majors) have compiled and failed to protect.
For all those folks caught up in the latest criminal scam...
bump to the top
There’s no cost involved with freezing your credit file.
Any updates on dealing with a financial cyberattack?
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