No, it isn’t the troll position. It is the non-idiot position.
I’ve provided a couple of links to Fincen for those who want to know more than fake news.
By the way, if anyone wants to look up info on the CU, it’s real name is Wright Patman Congressional FCU, Charter no. 8797.
If the guy quoted ever worked at a bank, I hope it was as a janitor.