I am not satisfied with mine. I am self employed, paying Cobra to my ex’s law firm. It’s about 700 a month with an “administrative fee” of $125 in the 700. And it has a $6K deductible.
I never go to the doctor, but I am petrified to join one of the health sharing ministries because I don’t know if the “coverage” “this is not insurance” will protect me if I do get sick.
In my mind, COBRA is not within the majority groups.
I believe all COBRA is more expensive than the original group rates before departure.
Self employed places you (and for a while me) out side the boundaries of employer group and Medicare policies.