“As far as I’m concerned, Windows is a NO MAINTENANCE thing and always has been that. I turn on my laptop and just do whatever I want or need to do on it. If THAT is “high maintenance”, then I’m the president of the world! LOL
If I had to “fix” something, it would stay BROKEN; so I have no idea what you’re talking about.”
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All I can suggest then is that you practice safe computing.
By the way, if you’re going to make a restore point as a backup plan, you should probably make 2 or 3 of them for extra backup, since sometimes a restore point just doesn’t work. It helps to have more than one to try instead if the first one doesn’t work.
I don't do banking on my laptop, pay bills, play games,nor go to weird sites; unless others find this site, Drudge, etc. to be "weird". I try to be as careful as I can be.
Ransomware often blows away shadow copies/i.e. system restore points.