Ok, how about a 6 team playoff with the top 2 teams getting a bye the first week?
I agree a 4 team playoff isn’t representative of all the great teams. We’ll be debating this forever.
That could work. Automatically include the Power Five conference champions plus the best at-large. So that would have meant the following:
Alabama and Clemson, as the top-two rated Conference Champions would get the bye. Then your playoffs would have been
#3 Washington vs #6 Ohio State
#4 Penn State vs #5 Oklahoma