Posted on 10/03/2016 9:59:42 AM PDT by Be Careful
See Body Of Comment where I describe the way that it all worked, at least for everyone that I knew up until the 80's.....We can't afford to get bamboozled by the Republican Lobbyists on the collapse of Obamacare...which of course we will....but we at least have to do our best to counter what is coming.
Small business owners could acquire medical policies very cheaply and were very affordable for all of their employees....that the employees were covered was part of the mix, as I recollect, in order to obtain the low premium rates.
In the 80's this all went away...hmm...no need to wonder whose hand was in the pot on that.....when Professional Associations could no longer bid as if they were a corporation.
Until that time, I believe, but could be wrong that almost 90% of folks had coverage.
So, the Free Market worked for 90% of people.
For the remaining few, our already significant Public Health Infra-Structure could have been bolstered to make sure that EVERYONE had coverage, for pennies on the dollar......this is according to a good friend who was a head of Public Health in one of our larger states.
So, at this moment it is not common sense that we are talking about here....and it is not about Healthcare, but about a World View that is using healthcare as a way to redistribute resources.
Be that as it may, if anyone can add to my ideas or fact-check, it may be a good way to provide input to our Representatives, (those that are not bought by lobbyists),.
It could be an effective point of discussion.
Here is a serious part of this:
Hundreds of thousands of dollars have been spent to keep my now 87 year old father in law alive and kicking, though in an assisted living residence that costs ten grand a month.
And he WANTS to die.
You can’t keep spending more than people made in their lifetime just to keep them alive in old age. That alone will bankrupt the country, or at least redistribute the wealth to certain sectors.
This is why my wife and I, both in our 60’s, are prepared to die if we get an “expensive” disease.
Hmmm....Aug 2016 newbie?......you send more like a troll
Also in the 80’s, the advent of HMOs guaranteed we would be at this point now. I was taking a health sciences course when the speaker said ‘Health Care is a three legged stool. The patient, the Doctor and the Health Maintenance Organization’. I remember thinking ‘who thinks health care costs will go down when there is a third party taking money out of the equation?’. At the time, it NEVER occurred to me that the Leftist way to lower costs was to deny care AND cut the wages of health care workers, including Doctors. We are at a tipping point, where we either stand or fall as a free people. Alinsky: ‘Control health care and you will control the people’. Pray for our country.
HMO’s with $10 co-pays destroyed health insurance.
Naw. I’m Cuban Leaf. And before that, Robroy.
I settled on a name that reflects my situation. This is what a few of my neighbors call me in the spirit of Green Acres.
If your FIL doesn’t want care, he can stipulate that. He doesn’t have to accept the care offered. Maybe you should go back over to DU, where your ‘reasoning’ is the norm. And how generous of you and your wife to reject care if you get an ‘expensive’ disease.......I guess you believe that those who are a ‘burden’ on society should just die? Don’t worry, if we get to single payer in this country, you won’t have to make that decision.....your Government will decide when you have outlived your usefulness. The people of this country used to believe that life was sacred......Democrats have been in control for way too long, if that belief has changed so dramatically.
I just now called to schedule an appointment.. Duke University Medicine Office w/5 primary care DR’s...
Earliest appointment is December 7th.
You must see a Dr to get a referral for a colonoscopy...
Wait time for a colonoscopy 2-3 months...
Heck, If I had cancer again I could forget about early detection as it takes 4-5 months just to get the diagnostic appointment. What a way to cut medical costs!!! Dead people don’t cost much!!!
Hundreds of thousands of dollars have been spent to keep my now 87 year old father in law alive and kicking, though in an assisted living residence that costs ten grand a month.
And he WANTS to die.
You can’t keep spending more than people made in their lifetime just to keep them alive in old age. That alone will bankrupt the country, or at least redistribute the wealth to certain sectors.
This is why my wife and I, both in our 60’s, are prepared to die if we get an “expensive” disease.
I couldn't believe the hundreds of thousands of dollars Medicare paid for my mother's pancreatic cancer treatments, when the survival rate was zero.
However, now you're getting into assisted suicide, and rationing of care.
That is a slippery slope that must be approached with caution.
As I age, my wife and I are with you. If I get terminal cancer, I'm not going to undergo chemo and radiation treatments costing hundreds of thousands of dollars, just to prolong my life by a few months.
On the other hand, I don't want to be euthanized for a hangnail, just because I'm 95 years old.
Your post speaks the truth. And that third leg has become the most expensive one. I have heard many stories here on FR and know people personally who have saved 40% to 90% on what the same surgery would have cost if insurance was used.
One was quoted at almost $40,000 with insurance, but cost $4,500 when paid for out of pocket with a credit card. This includes the post op hospital stay.
I have a comical one: When I had insurance I had a $25 copay provision. So one day, after a Dr. Appointment, they said I could just pay $20. I said, but the copay is $25. They said if I didn’t get the insurance company involved it would just be $20.
I put it on my credit card. :)
good catch on this troll..I posted the same thought
Why is the sign up date important?
An opinion is an opinion no matter how long someone has been here.
We were all new once.
.
Wow that's quite a decision.
What do you consider an "expensive" disease?
I’ve learned to like that show again.
Sometimes I think about a new user name.
You have to make up symptoms that fit the criteria for a quicker appointment.
However, now you’re getting into assisted suicide, and rationing of care.
That is a slippery slope that must be approached with caution.
“On the other hand, I don’t want to be euthanized for a hangnail, just because I’m 95 years old.”
One solution is to, well, make health insurance like life insurance. That is, if you don’t have it at age 70, it’s gonna cost you a bundle and probably not be worth it. But if you start the plan at age 20 and don’t get out, it will stay low until you die.
Or something like that.
Please note the personal responsibility aspect. :-)
What do you consider an “expensive” disease?
Anything that costs a lot. :-P
Some of the characters in that show were “obviously” based on some of my neighbors. :-P
Why don’t you and your “partner” take Obama’s blue pill now and maximize societal savings, Troll?
You liberals really don’t value the sanctity of life, at all.
“This is why my wife and I, both in our 60’s, are prepared to die if we get an “expensive” disease.”
I just cared for elderly parents in my home, age 88 & 97 for 2+ years with major medical issues.. It would have cost $120,000 each per year in a nursing home and the care sucked. I actually took both of them from nursing homes to move into my home....
I would never, ever put a person in a nursing home. Nor would I go to one. I have no fear of dying, actually welcome it... It took me months to detox parents after removing them from the nursing homes they were so drugged up. Took me weeks to reach them to walk again!!!
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