I live in the Rockies, my concern is mountain lions and bears, both frequent my neighborhood. I’ve had neighbors yell out their window as I walked by to let me know there was a bear in the area as recently at the last week or two.
We actually have panthers (same as mountain lions) and bears plus alligators and wild hogs and feral dogs.
Still You do not see them as often around here. In a pinch I could get by with the little Walther PP Sport with a spare mag. That is 21 shots total.