[Buttons12]

Isn't it a pain stuffing all those gold coins when paying your mortgage, utility bills, taxes, etc,?

I don't use credit cards either. My debit card suffices, and aside from that I have checks and cash.

Got no mortgage -- bought my fsbo house with cash. "Neither a borrower nor a lender be."

[reaganaut]

Exactly. We bought our house with cash. We bought in a nice rural town where our 100+ year old Victorian was only 10k and in good condition and near the farm.

We got into the credit card trap in grad school and we spent more than we needed plus interest. No thanks. If I can’t pay it in full I can’t afford it and don’t need it.