According to SS criteria a representative payee is required when an adult is legally incompetent. If a court has declared a person incompetent it usually involves a lot of evidence from medical experts. This is not a rubber stamp process. Honestly, mentally incompetent people should not own guns. This is not about a person who sometimes forgets where they put their car keys. This is about people who already have severe restrictions placed upon their independence because it has been determined when left to their own devices they pose a danger to themselves.
It is not safe for themselves or to others for them to be in the possessions of fire arms. What would concern me is if SS decided the ban applied to households and not only to the individual.
Agreed.
But what we have here is the federal government planning to unilaterally declare people incompetent for the purpose of disarming them. Yes, it's not an easy process now, but it will get simpler and faster in no time.
This is not the purview of the federal government in the first place. Add to that this will end up being a bureaucratic process, not a legal one.
There are better and more localized mechanisms for dealing with this at the state & local level. Nationalizing a process like this will evolve into full fledged tyranny in no time. Always remember we are talking about people who are openly and aggressively using federal agencies to destroy political dissidents.