[BobL]

Most people here can do our math well enough to NEVER have to rely on the government to give us back our money...

[Rio]

Most people here can do our math well enough to NEVER have to rely on the government to give us back our money...

Most?
Perhaps. I can do calculus just fine. But tax math is beyond me. Each year I am surprised at the results one way or another. It's the unknowns like how well my wife's business will do that year or how well our investments do.