Totally inapplicable to filial medical debt.
Really. Because why - because you made a statement? How's the weather up there, Zeus?
Down here we back our statements by arguments. Like, if I pretend your statement actually has some sort of actual argument behind it, I would ask why you left out the important part. You know, the little fact that the "filial medical debt" was being pursued by a debt collector - who bought it from the actual creditor. Maybe you left that part out because it erases your statement? Must be. After all, it can't erase your argument, because you don't have one.