My advice to young people: Save your money and buy hard assets such as rental properties. They may start to take away IRA’s and 401K’s but if you own 3-4 rentals they will probably leave you alone.
They will nickel and dime small owners in order to force them to sell out to big amalgamations that use rentals for income streams.
Best way to own them would be to have them in some type of common law or blind trust so you see the income but don’t have any connection to being leaned on to cough them up.
I always keep 50% of my 401K borrowed out, which I will default on if the government gets squirrely with them.
Being able to pick up your assets and carry them, having them buried someplace where others have an extremely low probability of finding them, and having real estate titled to avoid confiscation via personal association are probably going to be pretty important in the future...