Your suspicions seem incorrect.
Most Businesses Destroyed in Ferguson Minority Owned
I wonder if insurance covers riots and acts of war, and things like that? I wonder if there are other white owned businesses in other areas, that are protected by our friends Smith, Wesson, Remington, Colt, Glock, Sig and others?
Maybe I shouldn't be totally cynical about government the way I am, but it's hard not to be.