For those of you who want to ask, what is social security, what is retirement, please keep your thoughts to yourselves. You're no better than someone posting graffiti with your posts. Grow up.
For those that can contribute to this thread, I thank you.
My boss is retiring in February - he will be applying for Social Security in 2 weeks. He’s been paving the way, and was told by SS Admin to apply 90 days out.
I think the move on SS is to apply as soon as you are eligible. For me that was 62. I saw an article a few years ago that said you would have to live past 80 to reach the point where waiting to 65 would be an advantage financially.
Medicare is automatic when you turn 65. You will get a form in the mail to complete. I did not sign up for the optional Part B. If you do like it says on the front of the form and tear off the card you will wind up with the additional benefit and an additional cost. Read the forms carefully.
As a disabled veteran, I am exempt from Obamacare and do not need the prescription drug benefit. YMMV
If you have had military service, be sure to have your DD214 when you apply for S.S. it makes a difference.