Wouldn't it be easier (i.e., less complicated), entering retirement, purchasing a retirement home, collecting one's pension, and - much later - moving to the nursing home, making out one's Will, etc. as a married couple?
Regards,
My new wife & I married at the threshold of sixty. I’m widowed, she was divorced, & is the same age as my original wife who died tragically at 49. We’re retired & pool our incomes. We love each other & work at building our marriage every day together.
Growing old with someone is a good thing & I couldn’t agree with you more.