What friends of mine have done is tell their kids, cannot help BUT after graduation each kid was invited to move back in and work and put the bulk of their checks to their loan. They all cleared their loans out within a couple of years, some sooner. Then they each saved enough to move out. Cost the parents: food.
I can see that working for some. For others I can imagine the last thing they want to do is move back home...but it does make financial sense.
I will admit though, the cost of the education is artificially high and disproportionate to income/tuition ratios in decades past. This is partly due to the government “help”, the never ending ability of the government creating the problem they claim to be trying to solve. They know it, they just use it as a campaign issue for votes, which is exploitation.