pal of mine got divorced and she got the house. after a few years she stopped making the payments. seems that due to her credit, the bank didn’t put the lien in her name only, and therefore went after HIM for the arrearage.
he eventually got HER to quit-claim and vacate, and now he owns it (and the mortgage).
when i got divorced, my bank took her name off of the mortgage as soon as i showed them the decree because my credit was fine.
but what do you do when the bank can’t or won’t take your name off the mortgage even if the judge awards the house to the spouse?
If the bank won’t cooperate, you join them as a party to the divorce action. Then they at least have yo make a decision to spend money or resolve the issue.