I have been to a lawyer.
What Bank of America did was six weeks after his death, they transferred my father’s credit card balance, WHICH HE HAD AN INSURANCE POLICY ON THROUGH THE BANK, to a new account and stuck my name on it thereby making it my debt.
The lawyer said because I was an approved user of said credit account (POA) due to my father being incompetent, BofA did what they did. It is legal in the State of Washington.
Go chapter 7 and tell BofA to pound sand.
Bank of Italy (now called “America”) is a rapacious piece of [unladylike word].
They will cheat you every chance they get, and their customer service is totally rotten**.
If what they did to you is legal, it shouldn’t be, and they probably lobbied ($$$$$$) that law until it was passed.
Democrats — SPIT
**They sent us new credit cards, but there was only one in the SEALED envelope. I called them. They ignored me.
Two weeks later, some black man was arrested for trying to use my husband’s card. He was detained by a store’s security until they called us on the job to verify that my husband, a white man, was not trying to use the card.
Because the one card that was sent was in a SEALED envelope that had not been tampered with, someone in the stinkin’ bank must have taken the card and either sold it or gave it to a friend, perhaps to get him in trouble. If so, it worked.
I dumped them like a hot brick and went elsewhere.
I wish you could do the same.