[ken in texas]

Thanks.

[Ben Ficklin]

bert is right. The HMO Advantage Plan is a LOT cheaper($O) than the supplemental policies. The also have PPO and FFS.

Go to the Medicare website and follow the link to the Advantage Plan page, type in your zip code, and they will display all the plans available where you live.

I started with Windsor Care and switched to Humana this year

The copays are important, especially the outpatient surgery copay, but the main number you need to look at is the maximum yearly out of pocket cost.