[EGPWS]

If you have bad credit in the new era of credit card regulation, be prepared to pay -- dearly -- for the privilege of using credit.

It's about time bad habit's of individuals are payed for by "bad habit individuals" exclusively!

[chiefqc]

I can see this trend turning into a nightmare.

People who are one day late will be cancled and then will have to start using this ripoff.

As this ripoff grows we’ll see the major credit card companies buying them out and start charging the same rates under another name.