Repealing it means the feds no longer enforce provisions.
Insurers can still operate as if it exists, if they want.
They just won’t get fed reimbursements, which are late anyway.
They can cancel any policy they don’t want based on history or actuarial calculations based on the new environment.
So I can see implementation taking awhile, but not exiting.
Do you have a specific example?
See my #23 above. I started working for a local, regional carrier in 2011. Just left there last month because I could see the writing on the wall. After being successful for 40 years, the carrier had 1, maybe 2 years left before bankruptcy, thanks to zerocare. As I made the transition out of there, they were bought out by another larger, National carrier. They wouldn't have survived otherwise.