Å“Yes, I may have a Gucci bag or a pair of Cartier (glasses), but I don’t have any money for an emergency.
Does not have a Thinking Cap
***
Excellent!
As a bonus, your comment brought back a wonderful memory for me: In Catholic grade school in the 1950s, I am sitting at my desk as the sister tells us, “Now, put on your thinking caps!” as she mimes the putting on of a hat. Good times.