Of course it is. Thats how our country is set up. Its how the schools teach us.
Without debt you cant build credit. Without credit you’re screwed in a lot of ways.
Essentially this is a treatise left for future lifeforms to better understand why we failed as a species.
The lending industry has been able to bake their products into the system of daily life. It's hard to buy an airline ticket with a CC. It is almost impossible to rent a car without one. The rental place I use flat out won't take a debit card or cash.