[C. Edmund Wright]

You are missing one HUUUUUGE piece of the equation.....our high deductible plan is about 11 thousand dollars a year less expensive than a normal plan with a 500 or even 2500 deductible.

We save more on premium than we spend on deductible EVEN IF WE MAX out. It’s a no lose situation.

If you are in poor health, then healthcare is simply going to be expensive period.....under any type plan.

[EVO X]

We save more on premium than we spend on deductible EVEN IF WE MAX out. It’s a no lose situation.

I agree. Those are similar figures that I see for my age. I can almost fully fund a Roth IRA with difference.