That there are options is a strawman. Developers own the county commissioners.
What can I say. I don’t live in Florida so I’m not responsible for how screwed up it sounds like it is there.
If there were a huge market for non-HOA property, developers would fill it (and they’d get the laws changed so they could sell that product). They don’t care ... they just want to sell property. Sounds like there is not much of a market in Florida for non-HOA property.