I’m sure you’ve had to cut way back over the years and really watch your spending.
I’m on a fixed income and am constantly eating into my savings. We’re determined to cut way back and stick to your budget in 2015. If we don’t, there will come a time very soon where we are forced to cut back because the money just won’t be there.
Yes I have. I have three kids (teen and younger) and my dad moved in three almost four years ago. We spend a lot on groceries and save where we can. We buy store brand, cheaper than name brand and coupons! We buy bulk. We grogrow vegetables and freeze or can what we are able.
I can’t afford my escape anymore either, so looks like I’m on the wagon for now. Of course, my wife still buys cigarettes and beer for her.