Either that or Honduran banks are giving them loans they could never pay back otherwise. (Sucking up American money by way of remittances)
If that is the case, you can bet they have “collectors” in the US to try to minimize their losses-once most illegals get here, the first thing they do is get off the radar by going to ground and assuming a false identity-they aren’t going to pay the money back unless their feet are held to the fire-literally, in some cases...