Fiscal doom is confronting us. More Americans are face to face with the fact that their government has grown so large and is amassing so much debt that future prosperity is seriously jeopardized. Consequently, a greater number of politicians are openly acknowledging that reality, jumping on the fiscal conservative bandwagon. Bashing Washington (and all government for that matter) for its lack of fiscal restraint is becoming a popular sport and the opprobrium is certainly well deserved. Going unnoticed, however, are the many social factors that are contributing to our collective financial woes. While many prognosticators contend that our situation is...