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<title>America&#x26;#x27;s Negative Equity Problem Is Fueling a New Cycle of Record Auto Loan Debt</title>
<link>https://freerepublic.com/focus/f-bloggers/4401046/posts</link>
<description>America&#x26;#x27;s negative equity problem is entering a more expensive phase. While the share of underwater trade-ins toward new-vehicle purchases has edged down since the start of 2026, it remains higher than a year ago and has increased year over year for four consecutive years. Meanwhile, the average amount owed on those vehicles has reached its highest Q3 level in at least a decade, making it increasingly costly for buyers to carry that debt into another purchaseIn Q3 2026, 29.1% of trade-ins with outstanding loans toward new-vehicle purchases were underwater, down slightly from 30.9% at the start of the year but...</description>
<author>Edmunds</author>
<comments>https://freerepublic.com/focus/f-bloggers/4401046/posts#comment</comments>
<pubDate>Thu, 29 Oct 2026 18:19:34 GMT</pubDate>
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