GHARIB: All right. So tell us what has changed. What do you see in the markets that's made you bullish? DUDACK: Well, it's really a number of different things. But I would say that, you know, we started this year thinking and worrying about the risk of deflation, which is always a risk after a bubble burst like we had, but I think this has been one of the best crafted combination of monetary and fiscal stimulus packages I've ever seen. And the market really sensed that turn back in March.