There is another word that is not often fully grasped. It is a Greek word. It is kecharitomene, often translated in English "full of grace".
It means, literally, "she who has been graced", and it's in the perfect passive tense which in Greek is used for a completed action.
Let that concept of completed action sink in for a moment.
How is it possible that when the Angel Gabriel addressed Our Lady, her endowing of grace had been completed? Is my endowing of grace completed? Is yours? Not while we're alive it ain't.
It is no accident that the Greek Orthodox Church--whose native language the New Testament is in--still to this day calls her "Panagia" = the All-Holy One.
Col 1:10 says believers have been given fullness in Christ.
To what scripture are you referring?