So you're saying that baptism (by immersion) is a requirement for salvation?
It does not matter what anyone says because no one knows how God will judge an individual. But if one is aware that baptism is at least recommended by the Bible and Jesus was in fact baptized by immersion Himself, I would strongly recommend doing it.
No, that's what the inspired word of God is saying. My opinion doesn't matter. I only know what God requires via reading his word.