[Ciexyz]

Can everyone contribute? Is there a limit on income that would make someone ineligible?

(For instance, I can't contribute to an IRA because I'm covered by a pension plan and I make over a certain limit.)

[JoeFromCA]

This poorly written article suggests that the accounts are currently available. This account was simply a proposal in Bush's state of the union address. It still has to run get past the libs, who are sure to try to derail it (libs don't save; they rely on the gub'mit to bail them out).
I think, as proposed by Bush, that there was no means testing--anyone could contribute. I also thought he suggested it would be for specific purposes, like home or car purchase, but I could be wrong.
We ain't there yet.