The key word is "legitimate." I think most of the mold "panic" is NOT legitimate. Now we have to choose to have mold coverage or not, and I choose not to have it.
I don't pretend to be an authority on mold but one can't help but wonder "WHY?" all of a sudden all these people are having these problems caused by black mold.
Do you think Ms. Ballard was entitled to $32 million?
I think a few greedy people and an equal number of greedy lawyers have messed up homeowner's insurance for the rest of us. I've even heard of real estate agents not selling houses because the potential buyer couldn't get insurance; and the agents were NOT blaming the insurance companies!