[Carry_Okie]

What is truly obnoxious about insurance against fire hazards is that the insurer does NOTHING to assess the risk and price it according to the way the owner manages that risk. If there were an economic advantage to good forest management and a penalty to pay for its converse, more people would do it. Part of that problem is how insurance is regulated at the State level.

[Grampa Dave]

There needs to be a look at what is being done or not done in the area where the person lives, and then what has that person done to fire proof his/her property. It should be on a home by home situation. The insurance company should send someone out to check on each home before fire season starts to see what the homeowner has or has not done.

Reduced premiums or increased premiums would start to have an effect on fire proofing like you have done around your home. If enough homes get cancelled insurance policies due to a local or state green agendas, all hell would break loose and force changes in the druid pro fire agendas.