Even though my break even point (62 vs 66 + 2 months) is 78 I am still waiting so my wife would get more in case I died earlier.
You’re a good man... I’ll bet you’ve though through other major choices in life too... Good for you and your wife.
A very wise approach. Most people only look at when to take Social Security as a single person evaluation. It is actually for most a married couple financial evaluation.