[PapaBear3625]

When Shawna Nelson leaves her office in Seattle’s suburbs, she does what 28-year-olds often do: dines with friends, goes out dancing, or sees a show. Sometimes she hits her swanky gym.

So, the money that could be used to rent an apartment is instead going for a "swanky gym" membership, eating out, plus "entertainment".

A moderately attractive 28 year old should be able to find some guy who would be happy to let her live in his place and sleep in his bed -- unless she is a complete nut case who nobody would want to live with.

[Augie]

unless she is a complete nut case who nobody would want to live with.

You may be onto something there, she IS living in her car, after all.