By the pants, maybe...MAYBE. They hold coffee at 180-185 at my work and splatters happen often...it’ll wake yer ass up to be sure but the only time I ever got properly BURNED had to do with a macho stunt with water drawn off the coffee machines + a plastic jug that was thinner than expected and melted onto my hand. Hot water by itself loses heat quickly when surrounded by open air.
Yes, I, too, have splashed hot coffee on myself many times, right out of the pot, or cup. I've sloughed off enough tongue skin to ruin my ability to taste things for a week or so, as well. I've even spilled hot coffee in my lap before, and it cooled rapidly to the point I was cold, rather than burned.