I watched “Operation Repo” when it first came out, and so much of the drama centered around getting the keys from the borrowers. Everyone who loves the convenience of keyless entry should understand why it is there; I’m sure it is much easier to repo a 2013 car than a 2003...
Actually, the repo drivers need the keys because replacement keys with transponders and fobs start at $200.00 each. Luxury cars can go upwards of $500.
The new cars with “keyless” ignition are even more expensive.
I work in Dealer Finance. I would instruct my repo agencies to hold on to all personal items in the car until the (former) owner came in with the keys.
He could have his stuff back after he surrendered the keys.