Does the insurance industry use red lining?
I’m sure they would be called racist if they do. Just thinking though, that there is solid evidence, crime statistics, etc. that certain areas are a bigger risk for insurers, and thus, they could justify charging more for insurance in certain areas. Just wondering.
Knowledge of where crimes happen is racist? Sounds like something a defense lawyer who’s looking for more work would say.
It didn’t make any difference to the policy makers in Clinton’s administration.
Yes, when my parents moved they were informed that their Auto insurance would be going up. They were also asked which side of a main thoroughfare they were on and told that being on the east would have raised it even further.
That's already been investigated and debunked. No lending institution is going to turn down a loan that would make them money. The whole Clinton admin lie about redlining was based on disparate impact. More blacks and latinos were turned down than other groups. But whites were turned down more than Asians. Nobody was being discriminated against on the basis of their ethnicity. The lie about redlining led to the sub-prime mortgage loans and the eventual financial collapse in 2007.